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Injured in an Uber or Lyft accident?
Rideshare crashes come with a maze of overlapping insurance policies. Which one pays — and how much — depends on details most people have never heard of. We untangle it for you.
Free consultation · Personal, direct attention · English & Español
Overview
What you need to know
When an Uber or Lyft is involved in a crash, the first question isn't just who was at fault — it's which insurance policy applies. Coverage changes depending on whether the driver was off the app, waiting for a request, or carrying a passenger, and the rideshare companies' insurers are quick to point at someone else's policy.
That complexity is exactly why injured passengers, drivers, and third parties get lowballed or bounced between carriers. Knowing which coverage tier applies — and holding the right insurer to it — can change the outcome of a claim dramatically.
Whether you were a rideshare passenger, a driver hit by a rideshare vehicle, or a rideshare driver injured on the job, we identify every applicable policy and pursue the full value of your claim.
Protect Your Claim
What to do next
The steps you take early on can make a real difference in how your case turns out.
- 1
Get medical attention
Your health comes first, and prompt care creates the medical record your claim will rely on.
- 2
Screenshot the trip
Capture the ride details in the app — driver, route, time. The driver's app status at the moment of the crash determines which insurance applies.
- 3
Report the crash in the app
Both Uber and Lyft have in-app accident reporting. Keep it factual and brief — save the details for your attorney.
- 4
Collect the usual evidence
Photos, witness contacts, the police report number, and the drivers' insurance information.
- 5
Talk to us before any insurer
With several carriers potentially involved, an early misstep with one can hurt your claim with all of them.
Our Approach
How we help
We pin down the coverage
We establish the driver's app status at the moment of the crash and identify every policy that applies — personal, contingent, and commercial.
No fee unless we win
We work on contingency — you pay nothing up front, and we only get paid if we recover compensation for you.
Full-value negotiation
Rideshare policies can carry substantial coverage when a passenger is aboard. We make sure the applicable limits actually work for you.
We keep you informed
Direct access to your attorney, plain-language updates, and answers in English or Spanish — whichever you prefer.
Compensation
What you may recover
Depending on the facts of your case, compensation may cover:
- Medical expenses — current and future
- Lost income while you recover
- Pain and suffering
- Rehabilitation and therapy
- Out-of-pocket costs from the crash
- Reduced future earning capacity
Every case is different. Past results do not guarantee future outcomes, and no attorney can promise a specific result.
FAQ
Questions we hear often
Answers to common questions about rideshare accidents cases. Don't see yours? Give us a call — we're happy to help.
It depends on what the driver was doing. If the app was off, the driver's personal policy applies. If the driver was waiting for a request, a mid-level contingent policy typically applies. Once a ride is accepted and until drop-off, the rideshare company's larger commercial policy is generally in play. Establishing that status is one of the first things we do.
Usually the claim proceeds against the applicable insurance policies rather than the company itself, because rideshare drivers are classified as independent contractors. There are exceptions, and the analysis is fact-specific — we'll evaluate every responsible party in your case.
As a passenger you're almost never at fault, which simplifies one part of the case. But you may still face competing insurers each pointing at the other. We handle that dispute so the disagreement between drivers doesn't delay or diminish your recovery.
Possibly through several sources, depending on your app status, your own policy, and any optional injury coverage you carry through the platform. Personal auto policies often exclude commercial driving, which catches many drivers off guard — let us review the specifics before you assume you're not covered.
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